Last Updated: April 20, 2024
Welcome to NumoraCap. These Terms and Conditions ("Terms") govern your use of the NumoraCap website (numoracap.com) and all related services, features, content, and applications (collectively, the "Services") offered by NumoraCap ("we", "us", or "our").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions, then you may not access or use the Services.
Throughout these Terms, we use certain defined terms:
Some features of our Services require you to register for an account. When you register, you agree to provide accurate, current, and complete information about yourself and to update this information to keep it accurate, current, and complete.
You are responsible for safeguarding your account credentials and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
We reserve the right to disable any user account, at any time, if in our opinion you have failed to comply with any provision of these Terms or if activities occur on your account which, in our sole discretion, would or might cause damage to or infringe upon the rights of any third party or violate any applicable laws or regulations.
NumoraCap provides tools and resources for personal budgeting, expense tracking, and financial planning. Our Services are designed to help users analyze their monthly expenses and develop better financial habits.
We offer various subscription plans with different features and pricing. The details of each plan, including price and features, are available on our website. We reserve the right to modify, terminate, or otherwise amend our offered subscription plans.
We may offer a free trial period for new users. At the end of the trial period, your account will automatically be charged for the subscription unless you cancel before the trial ends.
By providing a payment method, you authorize us to charge you for the subscription plan you have selected. Payments are non-refundable except as required by law or as specified in our Refund Policy.
Subscription fees are billed in advance on a monthly or annual basis, depending on the subscription plan you select. Your subscription will automatically renew at the end of each billing period unless you cancel it before the renewal date.
You may cancel your subscription at any time through your account settings or by contacting our customer support. Upon cancellation, your subscription will remain active until the end of your current billing period.
Our Services may allow you to submit, upload, publish, or otherwise make available User Content. By making any User Content available through the Services, you grant us a non-exclusive, transferable, sublicensable, worldwide, royalty-free license to use, copy, modify, create derivative works based upon, distribute, publicly display, and publicly perform your User Content in connection with operating and providing the Services.
You are solely responsible for your User Content and the consequences of posting or publishing it. You represent and warrant that:
You agree not to engage in any of the following prohibited activities:
The Services and their original content, features, and functionality are and will remain the exclusive property of NumoraCap and its licensors. The Services are protected by copyright, trademark, and other laws of both the United Kingdom and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of NumoraCap.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to use the Services for your personal, non-commercial use.
The Services are provided on an "AS IS" and "AS AVAILABLE" basis. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
NumoraCap is not a financial advisor, broker, or tax advisor. The information provided through our Services is for informational and educational purposes only and is not intended to provide tax, legal, or investment advice. You should consult with qualified professionals before making any financial decisions.
We do not guarantee any specific results from the use of our Services. Financial outcomes depend on various factors, including market conditions and individual circumstances that are beyond our control.
While we strive to provide accurate information, we do not warrant that the content available on or through our Services is accurate, complete, reliable, current, or error-free.
To the maximum extent permitted by law, in no event shall NumoraCap, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, our liability shall be limited to the maximum extent permitted by law.
You agree to defend, indemnify, and hold harmless NumoraCap, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your User Content, any use of the Services' content, services, and products other than as expressly authorized in these Terms.
The Services may contain links to third-party websites or services that are not owned or controlled by NumoraCap. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that NumoraCap shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
We may terminate or suspend your account and bar access to the Services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Any disputes arising out of or relating to these Terms or the Services will first be resolved through good-faith negotiations. If such negotiations fail, both parties agree to resolve the dispute through mediation before resorting to arbitration or litigation.
If mediation fails, any legal action or proceeding arising out of these Terms shall be brought exclusively in the courts located in the United Kingdom, and you consent to the personal jurisdiction of such courts.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Services.
If you have any questions about these Terms, please contact us: